Next Steps

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We are here to support you through each step of the process while financing your new home, but we ask a couple things of you:

1.  Request an Application for Pre-Approval

– DO NOT complete the on-line application.  I will send you an application via email or fax.

If you complete it on-line, I will need you to complete my application and resubmit.  You will slow down the process.

-DO NOT send the below documents until you are pre-approved

2.  Get Organized with the Sample Documents you will need

  • 1040 Tax Returns- Signed, all pages for 2015 & 2016
  • W2 and/or 1099 – 2015 & 2016
  • Drivers License and Social Security Card (both applicant & co-applicant)-
  • Paystub from Employer(s)- AFTER application date
  • If retired/social security/disability:  “Benefit Awards Letter” for SSI, Adoption etc.
  • Bank Statement- 2 months
  • 4506T – Authorization to release Tax Returns if needed   ***
  • Verification of Employment (VOE)-  ***
  • Auto Draft-  Complete form w/ voided check or “opt out”.  You can always set this up later
  • Rental Income- copy of current lease agreement
  • Gift Letter if donor is giving your funds for a down payment  ***
  • Child Support/Alimony Support- Divorce decree or separation agreement- all pages

3.   Final Steps

  • “Offer to Purchase” letter signed by buyer/seller
  • Title Search
  • Appraisal
  • Closing

We are excited to get you into your new home.  The properties sell very quickly.  So to protect you, receiving your documents quickly within 24-48 hours helps to secure your future home.         

Thank you for working with us![/vc_column_text][/vc_column][/vc_row]