The ONLY source for your FREE ANNUAL CREDIT REPORT.  Authorized by Federal Law.

Click HERE to get your report. Did you know you can get one FREE credit report per year?

Correct mistakes BEFORE you buy a home.   Your credit report matters.

  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application
  • Reviewing credit reports helps you catch signs of identity theft early

Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.

There are 3 credit bureaus to validate your report:  Experian, TransUnion, & Equifax

Cleaning up your credit report is easier to fix than you think.  Be persistent in checking it annually. Higher the credit score, lower the interest rate.